Net worth calculator

Add up what you own and what you owe to get your net worth.

Home value ($)Cash and savings ($)Superannuation ($)Shares and investments ($)Vehicles and other assets ($)Mortgage owing ($)Car and personal loans ($)Credit cards ($)Other debts, e.g. HECS-HELP ($)

Use realistic values. A car is usually worth less than you paid for it.

How this calculator works

Net worth = total assets − total liabilities. Super is shown separately because most people can't touch it until preservation age.

Worked example: with the defaults, assets are $830,000 and debts $438,000, so net worth is $392,000, or $272,000 without super. Work it out once a year and compare.

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